Does my car insurance cover a rental car after an accident?

Overview

A rental car after an accident is covered only if your policy includes rental car coverage. A rental car is also called a courtesy car. Your policy documents show if you have this coverage. If you do, file a claim with your insurance company to get a rental car while your car is repaired.

This applies if you have a car insurance policy with YouSet and your car was damaged in an accident.

How to check if you have rental car coverage

1. Sign in to your YouSet account
2. Under your car insurance policy, select Documents
3. Open your policy documents and look for any mentions of rental car coverage (it may be called "loss of use")

What you'll need to file a claim

• Your car insurance policy number. You’ll find it under Documents in your YouSet account.
• A short description of the accident
• The date and time of the accident
• Any documents about the accident, like a police report

How to get a rental car after an accident when you have rental car coverage

1. Find your insurance company’s claims phone number on our claims page.
2. Call your insurance company to file a claim, and give them the details you gathered.
3. Write down the claim number they give you.
4. Ask your insurance company how to get a rental car while your car is repaired.

For more details, see How to submit a claim.

Frequently asked questions