Overview
You can add coverage for high-value items, like jewellery, art or expensive equipment, to your home insurance policy in your YouSet account. These items are also called personal articles.
This applies if you have a home insurance policy with YouSet. Getting a quote instead? See our Add high-value items to your home insurance quote article.
What you'll need
- A detailed list of your items
- The estimated value of each item
- A receipt, appraisal or photo of each item
How to add high-value items to your home insurance policy
- Sign in to your YouSet account
- Under your home insurance policy, select Modify Policy
- Select Need help?
- Include a detailed list of your items and their estimated value in your message
- Submit your request
What happens after
- YouSet reviews your request within 48 hours
- A YouSet team member contacts you about your coverage options
- If your price goes up, YouSet emails you the new price before the change is final
Frequently asked questions
What counts as a high-value item?
A high-value item is worth more than your policy's limit for that type of item. Common examples are jewellery, watches, bikes, cameras, computers, musical instruments and art. Your policy documents show these limits.
Will adding high-value items change my price?
Yes, adding coverage for high-value items usually raises your price. How much depends on the type and value of each item. You'll know the exact amount once YouSet reviews your request.