Overview
These are the official rules of the YouSet Beat Your Home Renewal Promotion. To learn how the promotion works, visit our Beat Your Home Renewal Promotion page.
Terms and conditions
*This Promotion is offered by YouSet Insurance (“YouSet”, “we,” “our” or “us”).
Effective Start Date
The Promotion is effective starting on January 1, 2026, at 12 AM EST.
Eligibility
To be eligible for the Promotion, the participant must:
- be a legal resident of Ontario or Quebec;
- be the age of majority, or older, in Ontario or Quebec at the time of participation;
- be a new or returning YouSet client, active policyholders are excluded;
- have received their renewal notice from their current insurer in the last 90 days; and
- meet the requirements set out below.
Qualifying Action
To participate in the Promotion, eligible Participants must first complete a quote using this link for homeowners, condo or tenant insurance. If the lowest quote provided by us is more expensive than the renewal notice from your current insurer, you must then complete and submit this form. The form must be completed and submitted to join the promotion. If you don’t fill out the form, we won’t honour the Promotion. No purchase required.
Users who do not receive an online homeowner, tenant, or condo insurance quote from YouSet are not eligible for the Promotion. In some cases, YouSet may redirect a user to one of its external partners. A quote provided by a YouSet external partner does not qualify as a YouSet quote for the purposes of this Promotion.
Form Information
The form submitted must include the following information.
Contact Information
- First name and last name
- Email address and phone number
To be eligible for the Promotion, the contact information must exactly match the information provided when you completed your YouSet quote. If some or all of the contact information does not match your YouSet quote, we won’t honour the Promotion.
Policy Information
- Current policy in PDF format
- Renewal notice in PDF format
To be eligible for the Promotion, the current policy and renewal notice must be from a Canadian insurance provider. Both documents must also: (i) be for the same address, (ii) include similar coverages, (iii) feature the same insured or co-insureds, and (iv) have the same insured or co-insureds as on your YouSet quote. The renewal notice must be dated within the last 90 days of form submission. If some or all of the policy information between your current policy and renewal notice does not match, we won’t honour the Promotion.
Pricing Information
- Renewal price on renewal notice, excluding taxes
- YouSet quoted price excluding taxes
To be eligible for the Promotion, the pricing information from your renewal notice and from your YouSet quote must both: (i) be for comparable coverages, limits & deductibles, and (ii) be for the same insured or co-insureds. If some or all of the pricing information between your renewal notice and your YouSet quote does not match, we won’t honour the Promotion.
Eligible Insurance Products
Homeowners, condo, and tenant insurance in Ontario and Quebec are the only eligible insurance products for this Promotion. All other insurance products, such as car and motorcycle insurance, are excluded from the Promotion. All other provinces and territories are excluded from the Promotion.
Gift Card
Eligible Participants will receive their $50 Amazon gift card (the “Gift Card”) within sixty (60) days after the period in which their form was submitted. Gift Cards will be issued in Canadian currency. Only one Gift Card per household per calendar year.
Gift Cards will be sent according to the following schedule:
- Completion period: January 1 – March 31, Gift card will be received by: May 31
- Completion period: April 1 – June 30, Gift card will be received by: August 31
- Completion period: July 1 – September 30, Gift card will be received by: November 30
- Completion period: October 1 – December 31, Gift card will be received by: February 28
Only eligible Participants will be notified. If you do not hear from us within the specified timeframe, this means you did not meet the eligibility criteria for the Promotion.
General
YouSet reserves the right to cancel, amend, withdraw or restrict this Promotion at any time without notice. YouSet is the sole arbiter of these rules and any other issue arising under this Promotion. If YouSet suspects fraudulent or abusive behaviour, gaming of the system or a violation of these terms, YouSet reserves the right to remove all Promotions from your YouSet account(s) and take any other action it deems appropriate including, but not limited to, refusing to send the Gift Card, or closing your YouSet account(s). This Promotion cannot be used in conjunction with any other offers or promotions, unless specified herein. An invitation to participate in this Promotion does not provide assurance that you will be accepted as a customer of YouSet. This Promotion is only valid for individuals in the location cited above who otherwise meet our eligibility requirements. Our standard terms relating to your use of YouSet and any agreements that apply to your YouSet account(s) each apply and are not affected in any way by this Promotion.